If your dental insurance plan operates on a calendar-year basis, as is the case with most plans, now is the perfect time to make the most of your remaining 2023 dental insurance benefits.
You have a few days remaining to max out your dental insurance benefits. Anything you’ve left unspent will go away on January 1st.
Your deductible is reset when a new year begins, and you start paying again.
Of course, you have a lot to do before now and the year’s end, but throwing money away is NOT on anybody’s to-do list.
With that in mind, Dr Sachdeva’s dental clinic suggests you take a look at your remaining dental insurance benefits and max them out!
Here are some reasons to use your dental insurance before the year ends:
1. Yearly Maximum
The yearly maximum is the largest amount of money a dental insurance plan will pay for your dental work within one year.
This amount varies by the insurance company.
The yearly maximum usually renews every year (every January 1st if your plan is based on a calendar year).
If you have unused dental insurance benefits, they will not roll over to the following year.
If you are paying premium dental insurance every month, you should be using your benefits.
Even if you don’t need any treatment, you should always have your regular dental scale and clean to help prevent and detect any early signs of cavities, gum disease, oral cancer, or other dental issues.
3. Fee Increases
Another reason to use your benefits before the year ends is possible fee increases.
Some dentists increase their rates at the start of the year due to the increased cost of living, materials and equipment. When a dentist’s costs go up, likely, so do your dental costs.
4. Dental Problems Can Worsen
If you put it off, you run the risk of needing future dental work that is both more involved and more expensive.
What may be simple tooth decay at the moment could become a root canal problem later.
Call your Wantirna South dentist and schedule an appointment to use those dental insurance benefits.
Dental Insurance: Use It or Lose It!
Many dental insurance plans come with deductibles and other stipulations that share the cost of dental care with you.
However, the arrival of the year’s end gives you a great opportunity to shift the bulk of dental expenses onto your insurance provider.
To get the most value out of the dental insurance benefits you have earned, learn why it is best to schedule a dental appointment before the New Year.
At Dr Sheetal Sachdeva’s Dental Surgery, we prioritise delivering quality oral health care to prevent oral health issues while improving the quality of your life.
Dr Sachdeva’s dental clinic serves local communities in Knox City, Boronia, Bayswater, Scoresby, Rowville, Ferntree Gully, Vermont, Vermont South, Burwood, Burwood East, Ringwood, Ringwood East, and Wantirna.
If you have any queries, please call us; our friendly dental staff will gladly answer them.
We are near to public transportation, and our onsite parking is free and easy to find.
Consult with your Wantirna South dentist today!
Visit us at 287 Stud Road in Wantirna South.